NoneThere are numerous reasons to purchase modular homes in Virginia. Aside from the cost benefits, the construction time on a modular home is super fast. On site construction times vary. Depending on the size of the home, construction may take 4 to 8 months. In addition, construction times can be delayed for several reasons. When a home is built in a climate controlled environment, it is protected for outdoor elements that can slow down the construction. On average, modular home builders ask buyers to allow a completion time of up to three months. However, the home may be completed in less time â€“ perhaps 8 to 10 weeks. Modular homes in VA follow local and state building codes, thus they appreciate in value like a single family home. Mobile homes typically depreciate like a car, which makes it harder to acquire financing from a lender. For this reason, the majority of mobile home dealers offer special financing. With a modular home, you can apply for financing with any bank or mortgage lender. These homes are classified as regular houses, and getting approved for financing is simple.