If you are interested in buying Clayton modular homes then you will want to make sure that you understand the basics of modular home buying.  The first thing that you need to understand when buying a modular home is how to finance it.  Financing a modular home in some areas is not as easy as financing a stick built home.  This is partially do to the fact that modular homes don’t come with the land, and therefore you may need to finance the land first and the modular home secondly.  Other problems you may run into are traditional loans that exclude the purchase of modular homes.  To avoid these problems you can use lenders recommended by your Clayton Modular Homes Dealer.The second thing that you will need to learn about when purchasing a Clayton modular homes model is how it will need to be set up.  It will be your responsibility to secure all of the building permits needed to have your modular home set up and hooked up to utilities.  You will also need to arrange for utilities to be brought to your building location and connected to your modular home when it is delivered.  Finally you will need to arrange for a foundation or basement foundation to be installed prior to your home’s delivery.  Before you have a basement foundation poured make sure that you have purchased a modular home that is designed to have a basement.The third thing that you will need to learn about when purchasing a Clayton modular homes model is what type of upkeep your modular home will require.  Like any other home your modular home will require periodic repairs.  To find parts for your modular home you will want to make sure that you use a supplier that is Clayton approved.  You can find supplier contact information at the Clayton dealership that you purchased your home through.  Many features and parts in your modular home should be covered under a limited warranty that comes with your modular home, but some items will be excluded.  To learn what is covered and what is not, it is important that you read through your warranty information.